The Affordability Crisis No One Can Outrun
New Research from CapWealth's Investment Team
The warning signs are everywhere: record household debt, resurgent inflation, a government balance sheet with less room to maneuver than at any point in modern history.
In this whitepaper, CapWealth Chairman & CIO Tim Pagliara and Director of Research Andrew O'Connor, CFA, examine why the affordability crisis is now hitting families at every income level, and what it means for the road ahead.
The Numbers Behind the Squeeze
- $39.2 Trillion | U.S. national debt, growing at ~$8 billion per day
- $18.8 Trillion | Record total household debt
- 4.2% | CPI inflation, reaccelerating after a 23.5% energy price surge
- $400,000+ | Median home price for both new and existing homes
- 49.8 | Consumer sentiment reading, the lowest ever recorded
Why This Matters for Your Financial Plan
If you manage your portfolio, oversee your family's wealth, or plan for retirement, the pressures described in this whitepaper will affect your decisions. The old assumption that the Federal Reserve and Congress will step in during the next downturn deserves a harder look when the government's own fiscal position is this stretched.
This whitepaper offers an honest, rigorous look at where things stand, not where we hope they're headed.
Let's Talk About What This Means for You
If you have questions about how these economic pressures may affect your financial plan, our advisors are ready to help.
