How a CD Ladder Can Help You Maximize Short-Term Yield

October 11, 2025

A CD Ladder Is the Right Step for These Young Workers. Here’s Why.

Hillary Stalker, executive vice president at CapWealth, speaks with Mallika Mitra at Barron’s about the benefits of CD laddering. “By laddering at different maturities, they have the opportunity of capturing that yield at a three-month mark, a six-month mark, a nine-month mark, up to a year, and that gives them different opportunities for their funds to mature. If they’ve decided to not purchase that home yet, then we can have another conversation about what to do with that cash and the interest paid moving forward,” says Stalker.

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